No Annual Fee Credit Cards Canada

If you feel high credit cards annual fees have a way of rubbing off on your hard-earned cash, here are a number of credit cards Canada that will charge zero annual fees throughout your card membership. Credit cards mentioned below are aimed strictly at the Canadian market.

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49 Offers. Pages: 1 | 2 | 3
  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Excellent*
total votes: 44
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
0%*12 months* 19.99% *$0*Good*
total votes: 35
  • No annual fee
  • No limit on the amount of Money-Back Rewards earned
  • 2% Rewards in Client's chosen categories
  • Clients can change their 2% Money-Back Categories to suit their spending
  • Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
  • A standard annual interest rate of 19.95%
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*n/a* 19.95% *$0*Good*
total votes: 7
  • 7.99% introductory interest rate on purchases for the first 6 months
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • $0 annual fee
  • Convenient with Visa payWave simply wave your card and go!
  • Eligible for My Mobile Wallet
  • 20% AVIS Car Rentals discount
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
7.99%*6 months* 19.99% *$0*Good*
total votes: 21
  • Get an introductory 3.99% interest rate on Balance transfers for the first six months
  • No annual fee
  • Minimum Credit Limit: $500
  • 16.99% interest rate
  • Interest-free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
3.99%*6 months on BT* 16.99% *$0*Excellent*
total votes: 15
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months on BT* 14.99% *$0*Excellent*
total votes: 5
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months on BT* 19.99% *$0*Excellent*
total votes: 7
  • No annual fee card
  • 15,000 bonus points (terms apply)
  • Earn 6 More Rewards points for every $1 spent on purchases at participating More Rewards locations
  • Earn 4 points for every $1 on other purchases everywhere else
  • Get 1 additional point for every dollar you spend when you also use your More Rewards loyalty card at partner locations
  • There's no limit to the number of points you can earn
  • Flexible redemption options and reward choices
  • Purchase security and extended warranty protection
  • Price Protection Service
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Good*
total votes: 17
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months on BT* 14.99% *$0*Excellent*
total votes: 5
  • No annual fee
  • Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Purchase Security and Extended Warranty
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Excellent*
total votes: 1
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points†† on your first purchase - enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months* 19.99% *$0*Good*
total votes: 43
  • You earn points and show support for your favourite team
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
  • You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months* 19.99% *$0*Good*
total votes: 5
  • You earn points and show support for your favorite Raptors team
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Choose the rewards you want, whether it's travel, cash back, brand name merchandise and gift cards or charitable donations
  • You can also redeem points for exclusive Leafs experiences, memorabilia and merchandise
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months* 19.99% *$0*Good*
total votes: 3
  • You earn points and show support for your favourite team
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Choose the rewards you want, whether it's travel, cash back, brand-name merchandise and gift cards or charitable donations
  • You can also redeem points for exclusive Habs experiences, memorabilia and merchandise
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months* 19.99% *$0*Good*
total votes: 12
  • Supports the University of Toronto at no cost for you
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Average*
total votes: 11
  • Supports the Brock University at no cost for you
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Average*
total votes: 2
  • Supports alumni association of the McGill University
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months on BT* 19.99% *$0*Good*
total votes: 15
  • Supports alumni association of the Seneca College
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
1.99%*10 months on BT* 19.99% *$0*Good*
total votes: 11
  • Start with 4,000 bonus SCENE points with $500 in everyday purchases within the first three months. That's 4 FREE movies.
  • Turn everyday purchases into FREE movies and more
  • Earn 1 SCENE point for every dollar you spend
  • Earn 5 SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com
  • No Annual Fee
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • 20% AVIS rental card discount
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Fair*
total votes: 19
  • Supports the York University at no cost for you
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Intro APRIntro PeriodRegular APRAnnual FeeCredit NeededRate this Card
N/A*N/A* 19.99% *$0*Average*
total votes: 7
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