• Get an introductory 3.99% interest rate on Balance transfers for the first six months
  • No annual fee
  • Minimum Credit Limit: $500
  • 16.99% interest rate
  • Interest-free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount

The No-Fee Scotiabank® Value VISA® Credit Card Review

This card is The Regular Consumer card
Card Details
  • - Network: VISA
  • - Issuer: Scotiabank
  • - Type: Instant Decision Cards, Low Interest Credit Cards
Rate this Card!
total votes: 15
Annual Fee $0*
Credit Needed Excellent
Intro APR (%) 3.99% *
Intro Period 6 months on BT*
Regular APR (%) 16.99%*
Grace Period21 days*
  • - Balance transfer fee: 1%
  • - Over limit fee: $29.00
  • - Foreign Currency Conversion fee: 2.5%

Other Benefits

    *See terms and conditions of the card for other benefits

Special Notes

To apply for the card you must:
- Be a Canadian Citizen or Landed Immigrant
- Have reached the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK. 19 years in all others)
- Not have declared bankruptcy in the past seven years
- Have a minimum gross monthly income of $1,000 unless you are applying for a student VISA card

at Scotiabank's secure site.

The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. *Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise to review the terms and conditions of the offer prior to applying for the product.