Matrix Unsecured Discover® Credit Card Review

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Reviewed by:
Rating:
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On August 10
Last modified:September 21

Summary:

Compare Matrix Unsecured Credit Card by Discover with similar unsecured card offers, read reviews and see if it matches your current needs and lifestyle.

The Continental Finance Matrix Discover® credit card is easy to apply for, even without great credit. The application process is online and takes minutes for approval. Once approved, benefits are available all year long. Plus there are no application fees to pay.

The card is NOT available for application.

However, you can check a new version of the card — Matrix MasterCard® credit card.

Continental Finance Matrix Discover® credit card (UnSecured)

Continental Finance Matrix Discover credit card (UnSecured)
  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
  • NOTE: This card is NOT available for application
Intro APRIntro PeriodRegular APRAnnual FeeCredit Needed
N/A*N/A* 29.99% *$75*Bad Credit OK*

When you want the power of Discover, you can get it. Even if you don’t have the ideal credit score, you can be approved for the Matrix Unsecured Card by Discover. You can then enjoy buying power on credit as well as a number of card features throughout the year.

What an Unsecured Card is All About

There are two different credit cards out there: secured and unsecured. What this is talking about is the need for a security deposit or not. With an unsecured card, you don’t have to pay a security deposit. While these are refundable, it will save you money in the beginning.

When you get an unsecured card, you’re letting your credit score and history speak for itself. While it may not be perfect, it shows that you have done something right. As you continue to improve your credit score, it will only help you with your credit. You may then be able to move into better Discover cards that have more features and lower APRs.

Enjoying Account Features

Once you have received and activated the card, you can enjoy a number of account features. As a cardholder, you can take advantage of great benefits. These include:

  • Fraud protection
  • Online account access
  • Ease of purchasing
  • Discounts
  • 24/7 customer service

When you make a purchase, you want to make sure you are doing so in a safe environment. Your card will receive ongoing monitoring. If there is any unusual or suspicious activity, a transaction may be halted. This is for your protection. Customer service will contact you and find out if you authorized the charge. Plus, if you find a charge on your statement that you didn’t make, you can report it to the bank. The charges will be reversed and you will receive a new card for added protection and security.

Matrix Unsecured Discover Card Application

Online account access is essential to managing your money. You can access your account at any time to get up to the minute details. When you log on, you can learn about your account balance, credit line, and even look up where you have been making purchases. For added convenience, you can view statements online or download them to your computer to help with budgeting. From the online portal, you can also contact customer service and make payments on your account.

You have the power of Discover in your wallet. Throughout the nation, Discover is widely accepted at many different merchants. You can make purchases online, over the phone and in person. If you want to buy groceries, get gas at the pump or even book airline tickets, you will be able to do so. With the Matrix card, you are given a fairly high credit limit. This ensures you’re able to buy what you want when you want it.

As a Discover cardholder, you get to take advantage of discounts with various online merchants. These merchant specials will change periodically. When you want to save money on many of your day to day and holiday purchases, this portal can make a difference.

Customer service operates 24 hours a day, 7 days a week. Whenever you have questions about your account, you can make a phone call or send an email. Live representatives will be around to help you with questions on your account, allow you to dispute charges and make general inquiries about card features.

Strengthen Your Credit Score

The card is designed to help you strengthen your credit score. All three credit bureaus will receive a monthly credit report on your account. As you pay your bill monthly on time, you will begin to improve your situation. As your credit gets stronger and stronger, you will be able to qualify for higher credit limits and ultimately to a better Discover card that could even have a lower APR.

You need to strengthen your credit. The only way to do that is with credit. By getting an unsecured card, you’re taking the necessary steps to controlling your credit score. As you prove that you’re financially responsible, the credit bureaus will take notice. You can then begin to qualify for more credit opportunities throughout all aspects of your life.

Final Word

You can begin enjoying all of the features within no time at all. The application process is handled online. As soon as you are approved, a card will be mailed out to you. Once you activate the card, you can start buying what you want.

Have you had any personal experience with Matrix Card?

Check new version here – Matrix MasterCard® credit card.

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