Rebuilding credit can be a challenging process, but the First Access Visa Card is here to make that journey easier. This card is designed to give individuals with a less-than-perfect credit score a second chance at financial stability. Its easy application process, quick credit decisions, and wide acceptance at millions of locations makes it a convenient choice for everyday purchases. But beyond convenience, the First Access Visa Card plays a crucial role in credit improvement, with each transaction and payment contributing to rebuilding your credit score. By opening the door to the world of credit, this card provides a real solution for those striving for financial freedom.
  • Earn 1% cash back rewards on payments made to your First Access Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • No security deposit, simply pay a one time $95 program fee to open your account.*
  • User friendly Mobile App.
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit is not required for approval; we may approve you when others won't
  • Easy and secure online application
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See First Access Rewards Programs Terms & Conditions for details
First Access Visa® Card First Access Visa® Card Apply
Card Issued by Bank of Missouri

The First Access Visa® Card Review



The First Access Visa Card is more than just a credit card - it's a tool for financial growth. It offers a convenient and secure option for everyday use with a $300 credit limit and no security deposit required. It also features a rewards program where you can earn 1% cash back on payments made to your First Access Credit Card. This card provides an opportunity for those with a less-than-perfect credit score to rebuild and enhance their credit history.

The First Access Visa Card is ideal for those aiming to improve their credit scores and willing to work towards financial stability. It offers some valuable benefits, but it's essential to remember that it also comes with high APR and annual fees. Thus, the card is best suited for individuals who are disciplined in managing their finances and seeking to rebuild their credit.


The First Access Visa® Card Details


This card is The Regular Consumer card
Card Details
  • - Network: VISA®
  • - Issuer: Bank of Missouri
  • - Type: Cards for Bad Credit, Instant Decision, Starter, Unsecured, Building Credit
Rate this Card!
total votes: 25
Rewards UnitCash
Rewards
  • Rewards: 1% Cash Back
Annual Fee See Terms*
Credit Needed Bad Credit OK*
Credit Reporting Yes*
Intro APR (%) N/A
Intro Period N/A
Regular APR (%) 35.99% *
Grace Period 21 days*
Fees
  • - Annual Fee: $75.00 1st year, $48.00 after*
  • - Late Payment Fee: Up to $41.00*
  • - Return Payment Fee: Up to $41.00*
  • - Program Fee: $95.00*

Other Benefits

    *See Terms and Conditions of the card for other benefits

at Bank of Missouri's secure site.

*The review is prepared by CreditDad.com staff. Opinions expressed therein are solely those of the reviewer. Card rates, fees and other information presented is believed to be accurate at the time of the evaluation. We strongly advise you review the fees, terms and conditions of the offer prior to applying for the product.